Questions & Answers

Explore 62 answers about buying, selling, military relocation, financing, inspections, negotiations, and closing across North Texas.

By Glenn Wegner · Broker and owner, Lone Star Realty

Showing 62 of 62 answers

Buying

From financing preparation through inspections, offers, and closing.

I'm PCSing to North Texas. Where do I start?

What's the difference between buying in Keller, Southlake, and Trophy Club?

How much down payment do you need?

What does PMI mean and how much will it cost?

Can you get a VA loan if you're currently on active duty?

What closing costs should you expect?

How long does the home buying process take?

What's an appraisal and why is it needed?

Should you buy before your house sells?

What's an effective offer strategy?

How do you know which neighborhood is right for your family?

What should you look for during a home inspection?

What if there are issues found during inspection?

How do you compare different loan programs?

What's the difference between pre-approval and pre-qualification?

Can you buy a second home or investment property?

What if your credit score isn't perfect?

How do you get the best interest rate?

Selling

Preparation, pricing, marketing, offers, disclosures, and closing.

How should you prepare to sell your home?

What's your home worth?

Should you make repairs before selling?

How long will it take to sell?

What does a home inspection reveal and can you fix it first?

Should you list during certain seasons?

What marketing will you do?

Should you accept the first offer?

What if you have a lowball offer?

How long will it take to close?

What happens if the buyer's loan falls through?

Should you disclose problems with your home?

What are closing costs when selling?

Can you sell your home if you owe more than it's worth?

How do you handle multiple offers?

What if you want to sell as-is?

How should you handle open houses?

Military & veterans

PCS timing, VA loan basics, and North Texas relocation logistics.

How does a VA loan work?

Can you use your VA loan benefit multiple times?

What's a Certificate of Eligibility (COE)?

Do VA loans cost more?

What if your spouse isn't military—can they still qualify?

How do you coordinate a PCS move with buying a home?

Can you buy outside the North Texas area using a VA loan?

What's the difference between BAH and actual mortgage costs?

Can you assume a VA loan on a property you're buying?

How do you know which communities are military-friendly?

What about schools for military families?

Can you get a home loan if you're currently between duty stations?

Financing & logistics

Mortgage terminology, documentation, appraisals, taxes, and closing.

What's the difference between Conventional and FHA loans?

What's included in your monthly mortgage payment?

How do you get pre-approved for a loan?

What documents do you need to apply for a mortgage?

What's an underwriter and what do they do?

What if the appraisal comes in lower than your offer?

Can you lock in your interest rate?

What's the difference between a 30-year and 15-year mortgage?

Can you pay off your mortgage early?

What's mortgage insurance and when can you remove it?

How do property taxes work in Texas?

What's title insurance and why do you need it?

How long until you're building equity in your home?

What happens at closing?

How much should you save for emergencies after buying?

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