How long does the home buying process take?

From contract to keys, a purchase typically takes right around 30 days, and finding the right home can add weeks or months before that. The timeline depends on your loan type, the appraisal, the inspection, and how quickly each side responds. In the old days, VA loans took longer because of the appraisal process, but in my experience they're much quicker today and compete on nearly level ground with conventional loans. Your contract sets the closing date, and your lender confirms what's realistic for your loan.